Personal Insurance

Product solutions to cover any life changing situation caused as a result of death, disability or dread disease.

A life changing situation or event refers to one where you or your family will be without an income, due to your (as a primary bread winner) inability to work; thus forcing you and your family to significantly downgrade familiar living standards.

Life Cover will provide a lump sum amount on the death of the life assured to provide a much needed income to dependants. It should also over the various taxes and outstanding debts that will arise from the winding up of the deceased's estate.

Disability Cover, can provide either a lump sum or an ongoing income, or both, to the life insured The decision as to which solution would be best must be carefully considered.

Dread Disease Cover will pay out a lump sum benefit, based on the type and level of severity of the affliction.

KWM uses the following companies for its life assurance solutions:
Discovery 
Liberty
Momentum